Krabi Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
Low
Avg. ER Visit
$150
Recommended Coverage
$100,000
Evacuation Risk
Low
Healthcare in Krabi
What to expect if you need medical care
Krabi's healthcare quality is good, with English-speaking medical staff readily available. An average ER visit costs around $150, while a hospital day runs about $200. While these costs seem manageable compared to Western standards, they can strain your vacation budget if you're staying in Krabi hotels or enjoying the nightlife. Major towns have excellent facilities, but if you're island-hopping to remote beaches, you might need evacuation to Bangkok for serious cases.
What Your Policy Should Cover
Country-specific considerations for Krabi
Your policy should include at least $50,000 medical coverage, but $100,000 is recommended given the specific risks. Ensure you're covered for motorbike accidents - many things to do in Krabi involve scooter rentals, but policies often exclude accidents without proper licensing. With diving being popular among Krabi beaches, verify your coverage includes recreational diving to your planned depth. Given the moderate dengue risk during rainy season and year-round road accident dangers, complete medical protection is essential.
Dengue
Moderate Risk
Peak: Jun-Nov
Road Accidents
High Risk
Peak: year-round
Food Poisoning
Low Risk
Peak: year-round
Activity-Specific Coverage
Motorbike: Many policies exclude motorbike accidents without proper license
Diving: Ensure coverage for recreational diving to your planned depth
How Much Coverage Do You Need?
Our recommendation based on Krabi's healthcare costs
The recommended $100,000 coverage provides ample buffer beyond the minimum $50,000. With hospital days costing $200 each and potential evacuation from remote islands to Bangkok's superior facilities, costs escalate quickly. This amount ensures you're covered for multiple days of hospitalization, complex treatments, or emergency transport while enjoying Krabi weather and beaches without financial worry.
Minimum
$50,000
Basic emergencies only
Recommended
$100,000
Full protection
Making a Claim in Krabi
Tips for smooth claims processing
Documentation Required: Police report required for accidents, hospital documentation for medical claims
- Always obtain a police report for road accidents - this documentation is required for claims
- Keep all hospital documentation and receipts for medical claims
- Check if your hotel or the hospitals near where you stay in Krabi can assist with documentation
- Take photos of accident scenes and your injuries for additional evidence
- Save emergency numbers before exploring things to do in Ao Nang or remote beaches
Get Covered for Krabi
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